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Payout Processing Fees

At Upcomers, we want to be completely transparent about how payouts work and why fees exist.

Updated this week

Your Payout Options

Bank Transfer (Recommended)

Fee: $19.90 + 2.49%

This is our primary payout method and the one we recommend for most traders. Bank transfers are:

  • Fast and reliable

  • Lowest fees

  • Direct to your account

  • No conversion needed

Cryptocurrency

Fee: $19.90 + 30%

We offer crypto payouts for traders who prefer this option. Due to banking limitations in the UAE (explained below), we currently have limited crypto liquidity, which is why this fee is significantly higher than bank transfer. We want to be fully transparent about the reasons.


Why Is Crypto More Expensive?

Banking Limitations in the UAE

Here's the honest truth.

Our bank has explicitly advised us to avoid purchasing cryptocurrency, and we strictly respect this guidance to maintain our banking relationship. Losing our bank would mean losing the ability to pay traders reliably, and that's not a risk we're willing to take.

This means we don't use any external providers to acquire crypto. We only pay out cryptocurrency that we receive directly from customers who pay for their challenges with crypto.

Here's the problem:

the vast majority of our traders pay with card but request crypto payouts. The crypto coming in simply cannot cover the payout demand.

The higher fee helps us balance this limited supply with high demand.


Regulatory Costs on Top

We're also based in Dubai, which has some of the strictest crypto regulations in the world through VARA (Virtual Assets Regulatory Authority). Every crypto payout requires:

  • Dedicated crypto liquidity reserves

  • Extensive AML/KYC compliance and reporting

  • Record-keeping for 5+ years

  • Ongoing licensing and operational costs

These aren't hidden profit margins. They're real costs we have to cover to offer crypto payouts legally and safely.


This Is Temporary

We're actively working on compliant solutions for crypto acquisition that satisfy both regulatory requirements and our banking partners. Once we have this sorted, we'll be able to reduce the fee.

Until then, this is the reality we're operating in.


If You Pay With Crypto, You're Helping Everyone

Every trader who pays for their challenge with cryptocurrency directly helps us maintain crypto payouts as an option. More crypto in means more crypto we can pay out.

If you have the choice and crypto works for you, paying with crypto genuinely makes a difference for the whole community.


Our Recommendation

If you want to keep more of your profits, bank transfer is the smarter choice right now. Lower fees, faster processing, no complications.

We're not trying to push you either way. We just want you to have all the information so you can decide what works best for you.


What We're Committed To

  • Transparent fees with no hidden charges

  • Fast processing times

  • Multiple payout options

  • Reliable service you can count on


If you have any questions about payouts, we're always here to help.

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