Surge Challenge Complete Rules & Overview

Most 2-step challenges save the hardest phase for last. Phase 1 pulls you in at 3%.

Phase 2 raises the bar to 5%, and suddenly you're trading for a bigger number with the same rules.

Surge splits the work evenly. 3% in Phase 1. 3% in Phase 2. Identical phases.

Identical conditions. The same strategy that clears the first clears the second.

Beyond that, your stop-out stays static at every stage. 10% below starting balance in the challenge. 7% below starting balance once funded. Fixed on day one, never moving as you profit. No trailing shield. No floor chasing your equity.

Daily drawdown in the challenge sits at 8%. More intraday room than any other Upcomers unlimited-time evaluation. A rough morning doesn't end your account if the session turns.

Equal targets. Static drawdown throughout. Breathing room intraday. Limited batch.

$5,000 · $10,000 · $25,000 · $50,000 · $100,000 · $200,000 · $300,000 · $400,000 · $500,000 · $600,000 · $700,000 · $800,000 · $900,000 · $1,000,000 · $1,250,000 · $1,500,000

Both phases are identical. Same target. Same limits. Same conditions.

Profit Target: 3% per Phase

Reach 3% profit in Phase 1. Reach 3% profit in Phase 2. All positions must be closed at the end of each phase. No minimum trading days in either phase.

Total Challenge Target: 6%

Split evenly across two phases. Lower total target than any other Upcomers 2-step or higher-step classic challenge.

Daily Drawdown: 8%

Maximum loss allowed within a single trading day (00:00 to 23:59 UTC). On a $100,000 account, your maximum daily loss is $8,000.

This is the highest intraday ceiling of any Upcomers unlimited-time challenge. You have room to breathe.

Maximum Overall Loss: 10% (Static)

Your stop-out level is fixed at 10% below your starting balance. It never moves. Not up, not down. Regardless of how much profit you make, your floor stays where it began.

Example on a $100,000 account:

No trailing. No dynamic shield. One line, never crossed.

Leverage: 1:100

Same leverage across all Upcomers programs.

No Time Limit

Take as long as you need on each phase. No deadline pressure.

The profits you make during the challenge don't disappear when you pass. They follow you.

Once your funded account reaches 20% cumulative growth, you receive 15% of the combined profit you earned across Phase 1 and Phase 2. Paid out alongside your standard funded payout.

Example: You finish Phase 1 with $3,000 profit and Phase 2 with another $3,000 on a $100,000 account. Combined challenge profit is $6,000. You reach 20% growth in funded. You receive an additional $900 on top of your next payout.

Two conditions apply:

The first is 20% cumulative growth in the funded phase.

The second is a clean payout record. If at any point during the funded phase you receive a Partially Approved or Declined payout, you permanently lose eligibility for the Challenge Profit Share bonus.

The reward goes to traders who stay consistent from day one to payout day.

Reach 3% net profit in Phase 1. Reach 3% net profit in Phase 2. Stay above the 8% Daily Drawdown and 10% Static Maximum Loss at all times. Close all positions at the end of each phase.

No minimum trading days. Just two clean runs at the same target.

Once you clear both phases, you're eligible for a funded account after verification.

You cleared both phases. The capital is real. The rules tighten.

Profit Split: 99%

You keep 99% of all profits. We keep 1%.

Daily Drawdown: 4%

On a $100,000 funded account, your maximum daily loss is $4,000.

Maximum Overall Loss: 7% (Static)

Same structure as the challenge, but tighter. Your stop-out is fixed at 7% below your starting balance and never moves. No trailing. Build profits freely without a shifting floor chasing your equity.

Example on a $100,000 funded account: Your shield is set at $93,000 on day one.

Whether you profit to $115,000 or stay near $100,000, the shield stays at $93,000.

Max Single Trade Loss: 1.5%

You cannot risk more than 1.5% of the initial account balance on any single trade. On a $100,000 account, that's $1,500 maximum risk per trade. On a $500,000 account, it's $7,500.

Splitting trades into multiple positions on the same instrument in the same direction does not bypass this rule. They are counted as one trade. Violating this rule is a HARD BREACH. Your account will be terminated.

Minimum Trading Days: 5

You need at least 5 valid trading days before you can request a payout.

Daily March: 0.5%

A trading day only counts as valid if you close at least +0.5% realized profit for that day. Days where you trade but don't hit the 0.5% threshold do not count toward the 5-day requirement.

On a $100,000 account, each valid day must close with at least $500 in realized profit.

Best Day Rule: 20%

No single trading day can represent more than 20% of your total withdrawal amount.

This is a SOFT rule. It does NOT breach your account. It only delays your payout until your profit distribution is more balanced.

Example: You want to withdraw $10,000. Your best trading day must be $2,000 or less.

Exceeding the Best Day Rule does not breach your account. It only postpones your payout. Once your profit ratio becomes consistent again, you will be fully eligible to request your payout.

Attempting to bypass the rule (for example, by splitting one large trade into smaller partial closures or through hedging) is not allowed. In such cases, the entire trade may be treated as a single transaction for evaluation purposes.

Intentionally placing small trades to create artificial trading days for the purpose of meeting payout eligibility is considered bypassing the rule and is not permitted.

If such activity is detected, Upcomers may take corrective action including partial payout approval, denial of the payout request, or temporary or permanent account suspension.

KYC and Trader Agreement are one-time only. Not required for future accounts.

What's the profit target?

3% in Phase 1. 3% in Phase 2. 6% total to clear the challenge. No target in the Funded phase.

Why two identical phases?

Equal targets mean no phase is harder than another. The same strategy that passes Phase 1 will pass Phase 2. No surprises. No late-stage difficulty spike.

Are there minimum trading days in the Challenge?

No. Hit 3% and move on to the next phase.

What about the Funded phase?

5 valid trading days, each with at least 0.5% realized profit.

What's a Static drawdown?

Your stop-out level is fixed on day one. It never moves up, never moves down. Whether you're in profit or in drawdown, the floor stays at the same dollar value. No trailing. No shield.

How does the 15% Challenge Profit Share work?

Once your funded account reaches 20% cumulative growth and your payout record stays clean, you receive 15% of the combined profit you earned across both challenge phases. Paid out with your standard funded payout.

What breaches my account?

Exceeding the Daily Drawdown, falling below the Maximum Overall Loss, or violating the 1.5% Max Single Trade Loss in the funded phase.

What's the Best Day Rule?

A soft rule that delays payouts if one day represents more than 20% of your withdrawal. It doesn't breach your account.

What's my profit split?

99%. You keep almost everything.

Why is Surge limited?

Surge is a Limited Drop product. Limited batch. Limited time. When the batch runs out, it's gone. No restock. Ever.