The Short Answer
You can request a payout on a funded account once all four of these are true at the same time:
1. At least 1% profit since your last payout.
2. Your best day is within 20% of total profit (30% on Thunderbolt Legacy).
3. All positions are closed at the moment you request.
4. The amount is at least the $100 minimum (that is your 99% share).
There is no fixed payout schedule. When the four conditions are met, you can request at any time. On Thunderbolt Legacy and Vanguard, your very first payout also needs a minimum of 5 trading days on the account, covered below.
Who these conditions apply to
These are the rules for withdrawing profit from a funded Upcomers Futures account. They apply to all three funded products: Thunderbolt Classic, Thunderbolt Legacy, and Vanguard. The only difference between them is the Best Day limit and, on Legacy and Vanguard, the minimum trading days before your first payout unlocks (covered below).
You keep 99% of the profit you withdraw. Upcomers keeps 1%.
One-time setup before any payout
Before your very first request can go through, three baseline requirements have to be in place. These sit alongside the four conditions above. The first two are one-time, the third applies to every payout.
KYC verification. You complete identity verification once. Individual checks usually clear in under one business day.
Signed Traders Agreement. The agreement unlocks in your Dashboard once you are funded. It has to be signed before any payout can be released.
Full drawdown compliance. Your account has to be in good standing with no open drawdown breach. A payout is only calculated on an account that is within all of its limits.
Condition 1: at least 1% profit since your last payout
You need at least 1% profit on your account, measured from your last payout (or from the start of the funded account if you have not withdrawn yet). This is the minimum profit that makes a withdrawal request valid.
On a $50,000 account, 1% is $500. On a $100,000 account, 1% is $1,000. Reach that much profit since your previous payout and you clear this condition.
Each payout resets the clock. After you withdraw, the next request measures profit from that point forward, so you need a fresh 1% before you can withdraw again.
Condition 2: best day within the Best Day Rule limit
This is the Best Day Rule. No single trading day may account for more than 20% of your total profit since your last payout. On Thunderbolt Legacy the limit is 30%.
It is a soft rule. It never fails or closes your account. It only decides whether you can withdraw right now. If your best day is over the limit, you keep trading and add more balanced days until the ratio comes back into range, then you request the payout.
The check is simple. Your best day profit divided by total profit must be 20% or less (30% or less on Legacy). On $2,000 of total profit, that means your single best day has to be $400 or less ($600 on Legacy).
Program | Best Day limit |
Thunderbolt Classic | 20% |
Thunderbolt Legacy | 30% |
Vanguard (Instant Funding) | 20% |
For the full mechanism, worked examples, and how to get eligible after a big day, read The Best Day Rule.
Condition 3: all positions closed
When you submit a payout request, your account must be flat. Every position closed, no open orders working. A payout is calculated on your realized balance, so anything still open has to be settled first.
Close out your trades, confirm the positions panel is empty, then make the request. If you have open trades at the moment you submit, the request will not go through.
Condition 4: at least the $100 minimum
The smallest payout you can request is $100. That figure is your share, the 99% you keep, not a gross amount you split afterward. If your withdrawable profit is below $100, keep trading until it clears that floor.
Note that Condition 1 (1% profit) will usually be the higher bar. On a $50,000 account, 1% is $500, which is already well above the $100 minimum, so in practice you reach the profit threshold before the dollar minimum matters. On smaller balances the $100 floor is the backstop.
When your first payout unlocks
The four conditions above govern every payout. Thunderbolt Legacy and Vanguard also have a first-payout timing rule to know before your very first withdrawal:
Program | First payout |
Thunderbolt Classic | Anytime after the conditions are met |
Thunderbolt Legacy | After a minimum of 5 trading days |
Vanguard (Instant Funding) | After a minimum of 5 trading days |
On Vanguard, you need at least 5 trading days logged on the account before your first payout can be requested. On Vanguard a qualifying trading day requires at least 0.5% profit that day (that is $250 on a $50,000 account, $500 on a $100,000 account), so only days where you make 0.5% or more count toward the minimum of 5. These 5 days do not have to be consecutive, they just have to add up over the life of the account.
Once those 5 trading days are in, there is no fixed interval on any product. You do not wait for a weekly or biweekly cycle. Meet the four conditions and request whenever you are ready.
Worked example: a valid request
Say you are on a funded $100,000 Thunderbolt Classic account and it is your first withdrawal. Since the account started you have five profitable days:
Day | Profit |
Monday | $500 |
Tuesday | $450 |
Wednesday | $300 |
Thursday | $400 |
Friday | $350 |
Total | $2,000 |
Run the four checks:
1% profit: $2,000 is 2% of $100,000, above the $1,000 (1%) minimum. Pass.
Best Day: your best day is Monday at $500, which is 25% of $2,000. That is over the 20% limit, so you are not eligible yet.
Everything else is fine, but the Best Day check blocks you. To fix it, keep trading and add balanced days without beating that $500 day. Once your total reaches $2,500, the $500 day is exactly 20% of the total and you pass. Close your positions, confirm the amount is above $100, and submit.
Checklist before you request
1. Profit since last payout is at least 1% of account size.
2. Best day divided by total profit is 20% or less (30% on Legacy).
3. All positions closed, no working orders.
4. The amount is at least $100.
5. On Vanguard, you have at least 5 qualifying trading days on the account (each with at least 0.5% profit; they do not have to be consecutive).
When all of these are true, submit the request. There is no schedule to wait for.
A note on fees and processing
Payout amounts are your 99% share. Processing fees depend on the payout method you choose (bank or crypto) and are applied when the payout is processed. Once your request is approved, payouts run on same-day processing, the same as the CFD product, regardless of whether you chose bank or crypto. For the exact fee breakdown and how funds are sent, see the payout processing and crypto payout articles in this section.
Common Questions
How often can I request a payout?
There is no fixed schedule. Meet the four conditions and request whenever you are ready. On Legacy and Vanguard, the first payout opens after a minimum of 5 trading days (on Vanguard, only days with at least 0.5% profit count).
Does the Best Day Rule breach my account?
No. It is a SOFT rule. It never fails or closes your account. It only delays a payout until your best day is back within 20% of total profit (30% on Legacy).
Is the $100 minimum before or after the split?
It is your 99% share, the amount you actually receive before payout method fees, not a gross figure you split afterward.
What is the 1% measured against?
1% of your account size, counted from your last payout. On a $100,000 account that is $1,000. Your first payout counts from the start of the funded account.
Do I have to close my trades to withdraw?
Yes. Your account must be flat, every position closed and no working orders, at the moment you submit the request.
Is there a bonus for growing my account?
Yes, on the challenge products. If you grow your funded account enough while keeping a clean payout record, you earn a 15% Challenge Profit Share, a bonus equal to 15% of the profit you made during your challenge phase. If you made $5,000 in the challenge phase, that is a $750 bonus. This applies to Thunderbolt Classic and Thunderbolt Legacy. Vanguard has no challenge phase, so it does not apply there.
Where to go next
To understand the Best Day Rule in depth, read The Best Day Rule. To compare the rules across all three programs, read How to choose your futures program, Thunderbolt Classic futures, Thunderbolt Legacy futures, and Vanguard futures.
