A payout request only goes through when all of the conditions below are true at the same time. Check them first so your request is not held up.

At least 1% profit since your last payout (Thunderbolt Classic). Measured on your account size, from your last payout (or from funding, if this is your first). On a $100,000 account that is $1,000 of profit before you can request. On Vanguard, you need at least a 6% profit target instead.

At least 3 trading days since your last payout (Thunderbolt Classic). A day counts only if it closes with profit of at least 0.5% of your initial account balance: $250 on a $50,000 account, $500 on a $100,000 account. The count restarts after each payout. Vanguard has no minimum trading days. (No minimum trading days on Thunderbolt Classic accounts purchased before October 29, 2026.)

Best day within the Best Day Rule. No single trading day may account for more than 35% of your total net profit since your last payout on Thunderbolt Classic (20% on accounts purchased before October 29, 2026), or more than 20% on Vanguard. This is a soft rule: it gates the payout, it does not fail your account. At the 35% limit, a best day of $350 needs at least $1,000 of total profit before you can request ($200 at the 20% limit).

All positions closed. You cannot request while a trade is open. Flatten everything first.

At least $100. The minimum payout is $100, and that figure is your share after the selected profit split.

If any one of these is not met, the request will not be available. See The Best Day Rule for how to get your best day back within range without failing the account.

Two one-time requirements also apply before your first payout: your identity verification (KYC) must be complete, and you must have signed the Traders Agreement. Both are done once from your dashboard and do not need to be repeated for later payouts.

The payout request lives in your Upcomers customer dashboard, not inside Upcomers X. Upcomers X is where you trade; the dashboard is where you manage the account and request payouts.

1. Close every open position. In Upcomers X, flatten all trades and cancel any working orders so the account is fully closed before you request.

2. Log in to your Upcomers dashboard and open the funded account you want to withdraw from.

3. Open the payout or withdrawal section for that account. The dashboard shows your available profit and whether the payout conditions are currently met.

4. Enter the amount you want to withdraw (at least $100, up to your available amount).

5. Choose your payout method (bank transfer or crypto) and enter the receiving details. The name on the receiving account must match your Upcomers account name (see below).

6. Review and submit. Confirm the amount, method, and fee, then submit the request. You can track its status back in the same section of the dashboard.

Vanguard has no minimum number of trading days before your first payout. Thunderbolt Classic needs at least 3 trading days with 0.5% profit each before every payout (none on accounts purchased before October 29, 2026). On Vanguard, a 6% profit target gates every payout. The Best Day Rule and closed-positions and $100 minimum conditions all apply on top of this.

You can receive your payout by bank transfer or in crypto. Each carries a processing fee, shown below. You pick the method when you submit the request.

The fee is taken from the payout, so the amount that lands with you is your requested amount minus the fee.

One exception on crypto: if more than 50% of your orders were paid in crypto, the crypto payout fee is reduced to $19.90 plus 2.49% instead of 30%. Crypto payouts are sent on USDT (TRC20) or USDC (ERC20) only.

Say you request a $1,000 payout (your share after the selected profit split). Here is what each method costs.

The dashboard shows the exact fee for your chosen method before you confirm, so you always see the net amount before you submit.

Payouts are sent only to an account held in your own name, the same name registered on your Upcomers account. The bank account or crypto wallet you enter must belong to you and match your verified identity.

We do not send payouts to third parties, company accounts in a different name, or another person's wallet. If the receiving name does not match, the payout is held until it is corrected. Make sure your dashboard details and your receiving account are in the same name before you request.

If a payout is returned because the receiving details were wrong, a $30 reprocessing fee applies before it can be sent again, so double-check your account number, IBAN, or wallet address before you submit.

On Thunderbolt Classic (4%) and Vanguard (3%), your trailing drawdown floor (Dynamic Risk Shield™) is End-of-Day: it sits that percentage below your highest closing balance and is recalculated once a day, at the 5:00 PM ET rollover. It locks permanently at your initial balance once it reaches it.

Either way, the floor never moves back down when you withdraw. So a payout lowers your balance while the floor stays put, which shrinks the buffer you have before a breach.

Say your $100,000 account has its floor at $100,000 and your balance is $103,000. Your cushion to the floor is $3,000. You take a $2,000 payout, so your balance is now $101,000 and the floor is still $100,000. Your cushion is now $1,000. This is not a penalty, it is just how the trailing floor behaves when you withdraw. Size each payout around the buffer you want to keep for your next trades. See Trailing drawdown explained for the full mechanism.

Once you submit, your request is auto-verified against the payout conditions (profit threshold, trading days, no open trades) and then processed for delivery. Approved payouts are processed on a same-day basis, the same as our CFD product, whether you chose bank transfer or crypto.

You can check the status of a request at any time in the payout section of your dashboard.

If you cannot submit a request, it is almost always one of these:

To understand the Best Day Rule in depth, read The Best Day Rule. To compare payout timing across programs, read How to choose your futures program, Thunderbolt Classic futures, and Vanguard futures. If a request is stuck or you are unsure about a condition, start a chat with our team from the help center.