This article covers all CFD programs, on every platform we offer: MT5, TradeLocker, Match-Trader, and cTrader. The payout conditions are the same on all of them. Trading futures on Upcomers X? See Futures payout conditions instead.
The Short Answer
Before requesting any payout, you need to have passed the evaluation phase (or bought an instant funding account), completed KYC verification, and signed the Upcomers Traders Agreement.
You also need the required profit in your current payout segment, all positions closed, and compliance with drawdown, trade-loss, and any applicable consistency rule. Most programs require 1% segment profit; Horizon and Odyssey require 3%. Minimum qualifying trading days and payout schedules also apply where specified below.
Basic Requirements
To be eligible for a payout, you must have a funded account – either by passing the evaluation phase or by buying an instant funding account. These conditions apply to every CFD platform (MT5, TradeLocker, Match-Trader, cTrader) - where you trade does not change payout eligibility.
You must have passed KYC verification (a one-time process) and signed the Upcomers Traders Agreement.
Once these are done, they don't need to be repeated for future payouts or accounts.
Minimum Profit Requirement
Before each payout, most CFD programs require new closed profit of at least 1% of the equity at the start of the current payout segment. Horizon and Odyssey require 3%. A new segment starts after a completed payout.
For a segment starting at $25,000, the threshold is $250 at 1% or $750 at 3%. For a segment starting at $100,000, it is $1,000 at 1% or $3,000 at 3%. Use the segment starting equity shown for your account; it can differ from the original account size after a payout.
Only closed trades count toward this requirement. Open positions don't qualify until you close them.
Minimum Account-Profit Request: $50
Beyond the minimum profit requirement, your withdrawable balance must also be at least $45 to submit a payout request.
This minimum is validated before the profit split. Delivery from your Upcomers payout balance is a separate step with a $45 minimum and method-specific fees. See Minimum Payout Amount for the distinction.
Best Day Rule (our consistency rule): 20%
No single trading day can represent more than 20% of your total profit since your last payout.
This is a soft rule. It does not breach your account. If your best day exceeds 20%, your payout simply waits until your profit is spread across a few more days. Full explanation: Best Day Rule – The Complete Guide.
Horizon and Odyssey have no Best Day Rule. Supernova, Hypernova and Ultranova use the Best Trade Rule instead.
Max Single Trade Loss
The maximum loss on any single trade on a funded account depends on your program:
3% – Thunderbolt, Ash and Phoenix (Classic)
2% – Vanguard, Oracle, Odyssey and Phoenix Legacy
1.5% – Thunderbolt Turbo, Ash Turbo, Ember and Horizon
1% – Supernova and Hypernova; 0.5% – Ultranova
This is a hard rule. Violating it results in account termination.
Splitting one trade into multiple smaller positions on the same instrument in the same direction does not bypass this rule. They're counted as one trade.
No Open Trades
All positions must be closed before you submit a payout request. You cannot request a payout while holding open trades.
Drawdown Compliance
Your account must remain in full compliance with daily drawdown and Dynamic Risk Shield™ limits at the time of your payout request.
Breaching drawdown at any point results in account termination, regardless of payout status.
Minimum Trading Days
Some programs need a minimum number of trading days before each payout. A trading day counts when it closes with at least 0.5% profit (calculated from your account size, in UTC days). These requirements reset after each payout.
No minimum: Thunderbolt, Ash and Phoenix (Classic)
5 days: Thunderbolt Turbo, Ash Turbo, Phoenix Legacy, Oracle, Ember and Vanguard (Vanguard accounts purchased before October 26, 2026 keep 6 days)
Horizon: 3 qualifying days on $5K, $10K, $25K, and $50K accounts; 4 days on $100K; 5 days on $200K, $300K, $500K, $1M, and $1.5M accounts.
Odyssey: 3 qualifying days on $5K, $10K, $25K, and $50K accounts; 4 days on $100K and larger currently available accounts.
Horizon and Odyssey also have a payout schedule: the first payout after 14 days, then every 14 days. All other programs pay out on demand.
Quick Summary
Minimum profit since your last payout: 1% (3% on Horizon and Odyssey)
Best Day Rule ≤20% (soft rule, delays payout) – not on Horizon and Odyssey; Best Trade Rule on Supernova, Hypernova and Ultranova
Max single trade loss by program, 0.5–3% (hard rule)
All positions closed
Drawdown compliance (hard rule)
Minimum trading days on Turbo, Phoenix Legacy, Oracle, Ember and Vanguard (5; 6 on Vanguard accounts purchased before October 26, 2026), Horizon (3–5) and Odyssey (3–4)
Common Questions
Do these conditions apply to my platform? Yes. The same payout conditions apply to every CFD platform: MT5, TradeLocker, Match-Trader, and cTrader.
What's the minimum profit for a payout? 1% since your last payout, or 3% on Horizon and Odyssey. This resets after each payout.
What if my best day exceeds 20%? Your payout simply waits until your profit is spread across a few more days. Your account stays active.
What if I break the max single trade loss? Your account is terminated. This is a hard rule with no exceptions.
Do I need a minimum number of trading days? Not on Thunderbolt, Ash and Phoenix Classic. Turbo accounts, Phoenix Legacy, Oracle, Ember and Vanguard need 5 (Vanguard accounts purchased before October 26, 2026 need 6), Horizon 3–5 and Odyssey 3–4 (by account size).
Can I request a payout with open trades? No. All positions must be closed before submitting your request.
Questions? Contact our support team at [email protected]