This article covers the Apex Instant Funding program on CFD platforms (MetaTrader 5, cTrader, TradeLocker and Match-Trader). Trading futures on Upcomers X or Volumetrica? See Futures: Apex (Instant Funding) Complete Rules & Overview instead.

Apex is CFD instant funding with no Best Day (consistency) rule. There is no evaluation: you start on a funded account and trade the funded rules from your very first trade.

Apex uses a 2% daily drawdown and a 3% Nonstop Dynamic Risk Shield™ (a trailing drawdown that never locks). You can request a payout every 14 days once you have made 3% profit and completed 5 profitable trading days. The profit split is a fixed 80%.

Account sizes: $5,000 · $10,000 · $25,000 · $50,000 · $100,000 · $150,000 · $200,000

The maximum loss allowed within one trading day (00:00 – 23:59 UTC), calculated from your initial balance. It resets daily at 00:00 UTC.

Example: on a $100,000 account, your maximum daily loss is $2,000.

Your protection level starts 3% below your initial balance and follows your highest equity upward, always keeping the same 3% distance. It never moves down.

Important difference from Vanguard, Oracle and Ember: they use the standard Dynamic Risk Shield™, which locks at your initial balance. On Apex the Nonstop Dynamic Risk Shield™ does not stop or lock at your initial balance. It keeps trailing 3% below your highest equity as your account grows. Your current protection level is always shown in your dashboard.

Example on a $100,000 account:

No single trade may lose more than 1.5% of your initial balance (for example $1,500 on a $100,000 account). Splitting one trade idea into several positions on the same instrument in the same direction does not bypass this rule; they are counted together.

Violating this rule is a hard breach and ends the account.

Before each payout you must make at least 3% profit in the current payout cycle. For your first payout this is 3% of your initial balance. After a payout, a new cycle starts and the 3% is calculated from the equity at the start of that cycle. Only closed trades count.

You need 5 trading days that each close with at least 0.5% profit of your initial balance. This threshold is fixed and does not change as your account grows. After each payout the count starts again from zero.

You can request your first payout 14 days after your funded account starts, and then 14 days after each payout.

To request a payout, all three conditions must be met: 14 days have passed, you have made 3% profit in the current cycle and you have 5 profitable trading days.

Apex has no Best Day (consistency) rule. If most of your profit comes from one strong day, your payout is not delayed.

Apex has a fixed 80% profit split. The 90% and 100% split options offered on other programs are not available on Apex.

Apex accounts expire after 30 consecutive days without trading activity (other CFD accounts have 35 days). The period starts when you buy the account and resets every time you close a trade. See Inactivity period.

Each payout is capped by account size and payout number. On Apex the 7th-payout cap continues to apply to every later payout.

The cap moves to the next level only after a fully approved payout with no rule violations. The cap limits the gross amount you can request; your 80% split and the payout processing fee are applied to that amount. See Payout Structure (CFD + Perpetuals) for how cap progression and fees work.

Your account is breached if:

If a breach occurs, the account is closed. You can start again by purchasing a new Apex account.

Step 1: Complete KYC verification. Every trader passes a quick identity check via Veriff. It takes 2–4 minutes.

Step 2: Sign the Traders Agreement. Once verified, you receive the Upcomers Traders Agreement confirming that you agree to the Terms & Conditions. It takes one click.

Step 3: Start trading. After you sign, our team approves your KYC, usually within a few minutes and at most about an hour. Your funded Apex account is then active.

Apex, like all Upcomers programs, follows our standard trading rules and policies, including prohibited strategies and responsible risk management. Please read both before you start trading:

The rules in this article describe Apex accounts currently offered. For an existing account, the rules assigned to it in your dashboard apply.

Apex has no Best Day rule, a tighter 2% daily drawdown and a 3% Nonstop Dynamic Risk Shield™ that does not lock, a 3% profit requirement, payouts every 14 days and a fixed 80% split. Vanguard has a 20% Best Day rule, a 4% daily drawdown and an 8% Dynamic Risk Shield™ that locks at your initial balance, a 1% profit requirement, payouts on demand and a split of up to 100%.

No. Apex has no Best Day rule.

No. The Apex split is fixed at 80%.

14 days after your account starts, once you have 3% profit and 5 profitable trading days.

No. On Apex it keeps trailing 3% below your highest equity. Check your current level in your dashboard.

Questions? Contact our support team anytime.