Upcomers offers six CFD instant funding programs. Vanguard, Oracle and Apex are available on our website; SUPERNOVA, HYPERNOVA and ULTRANOVA are available in your Upcomers dashboard only. All share the same core benefit: no evaluation phases and no waiting. They differ in time structure, risk limits, payout conditions and profit split. This guide helps you choose the right one.
Overview
Vanguard, Oracle and Apex are open-ended programs with no time limit and no evaluation. You trade at your own pace and request payouts when you meet the payout conditions. Vanguard and Oracle use a 20% Best Day Rule; Apex (CFD) has no Best Day Rule, but requires 3% profit before each payout and pays every 14 days. Apex on Futures pays on demand, with no 14-day cycle.
SUPERNOVA, HYPERNOVA and ULTRANOVA are session-based programs with a fixed time window, a profit target, and a single payout at the end. Once the timer expires, the account closes. They are available in your Upcomers dashboard only.
Which One Fits Your Style?
Vanguard: the most flexible option. Widest risk limits among instant funding programs (2% single trade loss, 8% max drawdown). No time pressure. Best for experienced traders who want maximum room to manage positions their own way. For full rules, see "VANGUARD - Instant Funding Program."
Oracle: an accessible entry point. Tighter risk limits than Vanguard (2% single trade loss, 5% max drawdown, 20% best day rule). Built for disciplined traders who prioritize risk control. For full rules, see "Upcomers Oracle – Low-Cost Instant Funding."
Apex: the only open-ended instant program with no Best Day Rule. 2% daily drawdown, 3% Dynamic Risk Shield™ (locks at your initial balance) and 1.5% single trade loss. Payouts every 14 days after 3% profit and 5 profitable days, with a fixed 80% profit split. For traders whose profit often comes from a few strong days. For full rules, see "Apex Instant Funding (CFD) Complete Rules & Overview."
Apex on Futures is a separate account with its own rules: payouts are on demand, with no 14-day cycle. Once you have 5 profitable trading days (each at least 0.5% of your account size) since your last payout, you can request a payout at any time. See "Futures: Apex (Instant Funding) Complete Rules & Overview."
SUPERNOVA: one 24-hour session, 3% profit target, with fixed payout caps based on account size. Uses the Nonstop Dynamic Risk Shield™, which never locks and always trails your equity. For traders who can deliver consistent results within a single trading day. For full rules, see "SUPERNOVA – 24-Hour Instant Funding."
HYPERNOVA: same structure as SUPERNOVA but compressed to 4 hours with a 2% target. For high-conviction traders who read the market fast and don't need a full day. For full rules, see "HYPERNOVA – 4-Hour Instant Funding."
Ultranova: one 1-hour session, 2% profit target, with fixed payout caps based on account size. Uses the Nonstop Dynamic Risk Shield™. The most compressed window we offer, for traders who can execute quickly and manage risk precisely. For full rules, see "Ultranova – 1-Hour Instant Funding."
Important Differences to Note
Vanguard, Oracle and Apex use the standard Dynamic Risk Shield™, which locks once it reaches your initial balance. SUPERNOVA, HYPERNOVA and ULTRANOVA use the Nonstop Dynamic Risk Shield™, which never locks and always keeps trailing. This is more aggressive and requires tighter risk management.
SUPERNOVA, HYPERNOVA and ULTRANOVA use a Best Trade Rule (per individual trade), not a Best Day Rule (per trading day). This is a key distinction that affects how you plan your execution.
Profit split note: The standard Upcomers profit split is 90%. Depending on the option selected at checkout, it can be adjusted to 80% or 100%. Changing the profit split also changes the Challenge price. The selected profit split remains linked to that account. Accounts purchased under previous conditions retain the profit split assigned at the time of purchase. Apex has a fixed 80% profit split.